FPM Advice Centre Ltd, 2 Arlen Court, Bolton, Greater Manchester, BL2 1LA
For all your mortgage and financial needs call us today on 01925 240020 / 07790 694327
 
 




Buying a house is one of the most important purchases you will make. At FPM Advice Centre Ltd we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I donít have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 90% of the value or purchase price, whichever is the lower. This means that you will be required to put 10% deposit down and the more deposit you can produce the better deal lenders will offer.

Donít worry if you canít produce this size of deposit, FPM Advice Centre Ltd can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. FPM Advice Centre Ltd can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with FPM Advice Centre Ltd.


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A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


The information on this website is for use of residents of the United Kingdom.
No representations are made as to whether the information is applicable or available in any other country which may have access to it.